Home Loans for Government & Defence Workers

Specialist home loans for public servants, ADF members, and government workers. CBMF navigates DHOAS, allowances, postings, and government income structures.

Good for you. Good for your community.

For police, firefighters, paramedics, defence, NFP & community workers.

Phone 1300 72 52 36.

More from Community Builders Mortgage & Finance

  • Community Builders Mortgage & Finance (CBMF): Community Builders Mortgage & Finance (CBMF) is Australia's specialist mortgage broker for police, firefighters, paramedics, defence personnel, not-for-profit and community workers.
  • About CBMF: Meet the CBMF team — specialist mortgage brokers for Australia's essential services, emergency workers, defence personnel, and community sector professionals.
  • Our Services: CBMF offers home loans, refinancing, investment loans, and insurance for essential services and community workers. Compare 60+ lenders with a broker who understands your profession.
  • Home loans: Home loan guides from Community Builders Mortgage & Finance (CBMF) for essential services & community: first home, refinance and investment.
  • Home loans by profession and location: Browse Community Builders Mortgage & Finance (CBMF) home loan guides by profession and location across Australia.
  • Mortgage calculators: Calculators from Community Builders Mortgage & Finance (CBMF) for repayments, borrowing power and stamp duty, before you speak with a broker.
  • Make an enquiry: Send an enquiry to Community Builders Mortgage & Finance (CBMF). A mortgage broker will contact you about your home loan.
  • Book a call: Book a call with Community Builders Mortgage & Finance (CBMF) to talk through a home loan with a broker.
  • Contact CBMF: Get in touch with CBMF's specialist mortgage brokers for police, firefighters, paramedics and community workers. Call 1300 72 52 36 or book a free consultation online.
  • Client stories: The client stories page for Community Builders Mortgage & Finance (CBMF), mortgage brokers for essential services & community.
  • Photo gallery: Photos from Community Builders Mortgage & Finance (CBMF): the team, community events and the people the brand works with.
  • Insurance: Insurance introductions offered alongside a home loan by Community Builders Mortgage & Finance (CBMF).
  • Buyer advocacy: How Community Builders Mortgage & Finance (CBMF) works with buyer advocates when you are searching for a property.
  • Community impact: How Community Builders Mortgage & Finance (CBMF) supports the communities connected to the people it serves.
  • Become a broker: Information about joining the Community Builders Mortgage & Finance (CBMF) mortgage broking network.
  • Home Loans for Police, Firefighters & Paramedics: Specialist home loans for first responders and emergency services workers. CBMF understands shift allowances, overtime, and rostered income for police, firefighters, paramedics and SES.
  • Home Loans for Tradies & Skilled Workers: Specialist home loans for tradespeople and skilled workers. CBMF navigates contractor income, ABN lending, and profession-specific loan structures across Australia.
  • Home Loans for Professionals: Specialist home loans for accountants, lawyers, engineers and professional services workers. CBMF accesses 60+ lenders with expertise in professional income structures.
  • Home Loans for NFP & Community Workers: Specialist home loans for not-for-profit, charity, social work, and community sector workers. CBMF understands salary packaging, FBT, and NFP income structures.
  • Business Affiliates Directory: Browse trusted businesses affiliated with Community Builders Mortgage & Finance. Connect with services recommended for police, firefighters, paramedics and community workers.
  • List Your Business: Join the CBMF Affiliate Program. List your business in our trusted directory or become a referral partner and earn $1,000* for every settled home loan you refer.
  • Become a Referral Partner: Partner with Community Builders Mortgage & Finance and earn $1,000* for every home loan that settles through your referral. Free to join. No ongoing fees.
  • Submit a Referral Lead: Submit a client referral through your secure CBMF Referral Partner portal. Enter your referral code and client details to start the process.
  • Complaints and dispute resolution: How to raise a complaint with Community Builders Mortgage & Finance (CBMF) and how internal dispute resolution works.
  • Privacy policy: How Community Builders Mortgage & Finance (CBMF) collects, uses and protects personal information.